Finding your dream home can sometimes be a daunting task but with us, the North Georgia Mountains and Toccoa River Experts, we can make the process easy and FUN! Here are the basics you need to know as you prepare on buying a home in Suches.

Checking Off Your Checklist:   Make sure you have done your homework first. You need to make sure that you have uncovered all of the various mortgage options that are available to you. Pre-Approval is best when it comes to making an offer to a seller, especially if it’s a HOT property that will get multiple offers. Really, think about it if you were the Seller. Which offer would you favor more? One where they have been pre-approved at a bank or someone who just walked in off the street, made an offer and hope they can qualify?

Credit Score.  When you are setting on your journey searching in Suches or the North Georgia mountains for homes for sale, you need to make sure that your credit score is up to par. In order to purchase a home, you need to have a good credit score to show your credibility.

Understand What You Can Afford.  There are many beautiful homes in Suches and North Georgia, so when you start to see the many homes that are up for sale, make sure you have determined your budget. Determining this will greatly reduce unnecessary obstacles that may lead you to disappointment.

Getting Approved for a Mortgage.  The most important step in buying a home or property is getting approved for a mortgage. All of the factors above play a big role in what the mortgage is going to be for buying your new cabin in Suches.  

Now Let’s Go Look at Property. In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with professionals who know the community and much more. For us, it’s not just about selling property; we’re selling a lifestyle, a community. After all, we’re going to be neighbors! A quick search on our site will bring up thousands of homes and property for sale.  Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home or property to choose.